巴基斯坦将数字支付引入牲畜交易市场

巴基斯坦国家银行启动宰牲节全国“无现金支付”专项行动,推动牲畜市场数字化交易。
巴基斯坦国家银行(SBP)于本周五宣布,在宰牲节期间在全国发起“无现金支付”专项行动,推动牲畜市场开展安全、便捷的无现金交易。
该举措是巴央行整体战略规划的一部分,旨在降低社会对现金的依赖,加快本国支付体系数字化进程。
每逢这一宗教节日,各地牲畜市场交易规模庞大、商业活动活跃,但大部分交易仍以现金方式完成。央行公告称,鉴于此类交易体量巨大、是拓展数字普惠金融的重要契机,巴基斯坦国家银行近年持续借助这一季节性交易场景,在牲畜市场推广数字支付渠道。
在往届活动成功基础上,今年行动覆盖范围大幅扩大,牲畜市场数量从2025年的54个增至今年的96个。
22家银行入驻商户、布设二维码收款
本次行动中,22家合作银行将在指定牲畜市场设立专属服务站点与服务亭,为买卖双方提供数字支付便利。
合作银行将为牲畜商贩、运输从业者及相关服务从业者开立账户、部署二维码支付工具,引导其接入数字支付渠道。
为提升交易规模,巴基斯坦国家银行自5月14日至6月5日,临时放宽了交易限额及账户余额限制。
此外,在条件允许的市场区域及周边,还将部署移动银行服务车、自动柜员机(ATM)和现金存款机(CDM),提升金融服务可及性。
巴央行呼吁民众在宰牲节期间,使用手机银行应用、无网点银行电子钱包、拉斯特(Raast)即时支付系统及二维码支付等数字化渠道完成交易。

The State Bank of Pakistan (SBP) on Friday announced the launch of a nationwide ‘Go Cashless’ campaign for Eidul Azha to promote secure, convenient, and cashless transactions in cattle markets.
The initiative forms part of SBP’s broader strategic vision to reduce reliance on cash and to accelerate the digitisation of the country’s payment ecosystem.
During the religious festival, cattle markets see significant economic and commercial activity, much of which remains cash-based. Recognising the scale of these transactions and the opportunity to expand digital financial inclusion, SBP has been actively leveraging this seasonal activity over the past few years to promote the adoption of digital payment channels in cattle markets, according to a central bank circular.
Building on the success of previous campaigns, the initiative has been significantly expanded, with coverage increasing from 54 cattle markets in 2025 to 96 markets this year.
22 banks to onboard sellers, deploy QR codes for transactions
Under the campaign, 22 participating banks will establish dedicated camps and kiosks in assigned cattle markets to facilitate digital payments for buyers and sellers.
The participating banks will onboard cattle sellers (beoparis), transporters, and allied service providers onto digital payment channels through account opening and deployment of QR code-based payment solutions.
To facilitate higher transaction volumes, SBP has also introduced temporary relaxations on transactional and/or account balance limits, effective from May 14 to June 5.
In addition, mobile banking vans, ATMs, and Cash Deposit Machines (CDMs) will also be deployed, where feasible, to improve access to financial services in and around cattle markets.
The SBP said it encourages the public to use digital payment channels, including mobile banking apps, branchless banking wallets, Raast-enabled services, and QR code payments, to carry out transactions during the Eid season.